What is Equity Release?

As people live longer, funding your retirement can become difficult. Your home is often your biggest asset and releasing the tied-up cash can help you reach your retirement goals. Equity Release allows those that are over 55 to enjoy tax-free funds as either a lump sum, regular instalments, or a combination of both.

We specialise in Equity Release. We will assess all the products on the market and advise based on your individual requirements and situation. We will guide you through every step and create a bespoke financial plan for you.

The Benefits of Equity Release

• Continue to live in your own home
• No monthly repayments
• You have the option on how to spend your money. This could be that long awaited conservatory, holidays or just a way to supplement your income.

Alternative Options

Equity Release is a lifelong commitment and may not be suitable for everyone. As part of a financial review, we will suggest alternatives that may be more appropriate for you.

Things to consider are:

• Moving home and downsizing
• Use of current savings and investments
• Any potential grants that may be available
• A check on any state benefits that you may be entitled too.